Before we jump into budgeting, let's do some "pre-budgeting." I want you to grab a notebook—yes, a real paper one—and a pen. There's good reason for this: studies have shown that handwriting things down helps them stick in your brain better than typing. Now, le…
September 8, 2025
by
Kathleen Richardson
It All Adds Up: The Small Habits That Are Building My Financial Security.
This morning at church, our pastor spoke about the need for financial assistance in our community, pointing out that much of it stems from a lack of basic financial education. My husband and I immediately made eye contact—this is a topic I've been passionate about for years …
Have you ever had one of those weeks where you just throw your hands up in the air and say, "What else?" That's been me for the last seven days. It started last Tuesday when my son's girlfriend, a college student in the nursing program, told me he had a pilonid…
After years of thinking about it, I'm finally getting back to something I love: blogging. From 2010 to 2015, I had a successful blog, but life got in the way. Since then, I've had countless people ask me the same question: "What's your niche going to be?" I…
One of my favorite quotes is "Enjoy the little things, because one day you'll look back and realize they were the big things" by Robert Brault. We're all living in a world that never stops. Technology has made everything faster, more connected, and more deman…
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